If you “move off” workers compensation and still are medically unable to work you may be eligible for the disability support pension from Centrelink.
(this information is taken straight from the Centrelink website: Disability Support Pension)
What is the Disability Support Pension?
Financial support if you have a permanent physical, intellectual or psychiatric condition that stops you from working.
The basic requirements:
- are between 16 years and age pension age
- meet residency requirements
- meet income and assets tests
- have a permanent and diagnosed disability or medical condition, or
- get a Department of Veterans’ Affairs special rate disability pension due to total and permanent incapacity
What is the income and assets test?
Pensions have income and asset limits. If you’re over these limits, you get a lower pension.
Standard pension income test
These are the income rules for most pensioners.
|If your income per fortnight is||your pension will reduce by|
|up to $164||$0|
|over $164||50 cents for each dollar over $164|
Couple living together or apart due to ill health
|If your combined income per fortnight is||your combined pension will reduce by|
|up to $292||$0|
|over $292||50 cents for each dollar over $292|
If you or your partner get a payment for compensation or damages, it may affect the amount Centrelink pays you.
To get Disability Support Pension (DSP), Centrelking need to assess how your condition affects you.
When you give Centrelink your medical evidence with your claim, they will be able to tell if you’re medically eligible if you:
- are permanently blind
- have a terminal illness with a life expectancy of less than 2 years
- have an intellectual disability with an IQ of less than 70, or
- need nursing home level care
Fully diagnosed, treated and stabilised
If you don’t meet any of those situations, your medical condition must be fully diagnosed, treated and stabilised. You may need to attend a Job Capacity Assessment to assess if your disability or medical condition is fully diagnosed, treated and stabilised.
To decide if your condition is fully diagnosed Centrelink assesses if:
- a qualified medical professional examined you
- you have medical evidence for your condition
To decide if your condition is fully treated Centrelink assesses if:
- you’ve received treatment or rehabilitation
- treatment will continue or you have a plan for the next 2 years
To decide if your condition is fully stabilised Centrelink assesses if:
- treatment will help you work 15 hours or more a week in the next 2 years, or
- there are medical or other reasons why you can’t receive treatment
If your condition is fully diagnosed, treated and stabilised, Centrelink then assesses how your condition impacts your ability to function each day. A health professional does this using Impairment Tables.
There are 15 and they’re used to give an impairment rating that helps Centrelink know if you’re eligible for DSP.
You can read more about Impairment Tables on the Department of Social Services website.
You may be medically eligible
You may be medically eligible for DSP if Centrelink give an impairment rating of:
- 20 points or more on a single Table
- 20 points or more combined across more than 1 Table – if this is your rating, you also need to have completed a Program of Support
If the Job Capacity Assessment recommends you’re medically eligible, you may also need to attend a Disability Medical Assessment.
You’re not medically eligible
You’re not medically eligible if Centrelink assesses that your condition:
- isn’t fully diagnosed, treated or stabilised, or
- has an impairment rating of less than 20 points, or
- doesn’t stop you from working 15 hours or more a week in the next 2 years